October 4, 2013

CARD.com Prepaid Visa Debit Card {Review}

Have you heard of CARD.com? CARD is the prepaid debit card that’s fun to use. This is a debit card, like the one from your bank, and you can use it EVERYWHERE Visa is accepted -- except it's way cooler and cuter than your boring old bank card.

Here are a few cool facts about CARD:

- NO Credit Check 
- Use everywhere Visa® or MasterCard® is accepted
- NO check cashing fees 
- NO overdraft fees or late fees Access to ATMs worldwide

CARD is free to order, activate and load. You can also download a free app and check deposits from your smartphone. There is free direct deposit too. There is also free card-to-card transfers, any time, anywhere, in seconds. There are no overdraft fees -- because it is pre-paid, your account never goes negative!

The CARD is safer than cash - 24/7 support, Visa fraud protection and 100% FDIC insurance on funds. There is also no credit check and approval in seconds. The CARD works at 22,000 in-network ATMs. 

This card is not a gift card, so you can’t give or receive the card as a gift - It's better than a gift card because you don't just use it once and toss it, but instead get to replace your boring bank-issued debit card and show it off over and over. 

CARD is free for 30 days - then $5.95 monthly fee, which is waived when you direct deposit over $800 in the previous 30 days. This fee is the same as the Walmart prepaid card. It's also much less than overdrafting your bank account, paying for a checking account or using a credit card.

There are thousands of cool, unique card designs to choose from, including brands like: Garfield, Walking Dead, Autism Awareness, Breast Cancer Research, etc. There is even a card with bacon!?! I know, right!! I chose the really cool beach scene above called Island Get Away for my CARD. It was easy to set up an account and pick out my design. The only hard part was deciding which one.

I easily activated my CARD and have also used it without any issues. I made a purchase that was over my balance, the transaction would have been declined. Being that I knew exactly how much was on my CARD, the cashier put the transaction through for just that amount. I was able to pay for the rest of my purchase with another payment source. With a bank card or credit card there would have possibly been an overdraft to the account or an over the limit charge.

CARD is a great service. I would recommend this to anyone who uses or is looking to used Prepaid cards. I also think this could be a great teaching tool for teenagers and college students. Parents could easily load allowances onto the card as well. Although there is a small monthly fee I think the benefits outweigh the expense.

You can get your own CARD online. For more information visit the CARD Website or the CARD Facebook page.

Disclosure: CARD.com provided me with a gift card to thank me for my time in reviewing their service. I was not compensated in any other manner. The opinions expressed in this review are that of my own and any claims should be verified on the sponsor's site. Thank you to CARD.com for allowing me to review their service!


  1. I really should get one of these--I would love to get rid of my regular credit cards

  2. Been thinking about checking this out!! I will definitely do it now....looks like a great card!!

  3. I like this card, I read another review and it really seems that with that low fee I might be better off with it than with my bank. I pay $16 right now per month with B of A.


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