December 4, 2012

Money Saving Ideas

With the holidays just around the corner I thought I would share some of my tips for saving money on a regular basis. Some of these things take little to no time but do require some pre-planning. 

Grocery Shopping
On a regular basis I do try to use coupons. Living in South Florida I do most of my shopping at Publix which can be expensive. Using the I Heart Publix website I am able to not only save money but also the time it takes to find and organize those coupons. Publix shopping is no longer more expensive than the other stores, in fact it tends to be a lot less.

Grocery Coupons & Gift Cards
There are so many online sites with coupons and points to be collected. They add up! It isn't necessarily a quick way to save but it all adds up.

Recycle Bank - Earn points that can be redeemed for Gift cards and reward coupons. My regular grocery store occasionally has $5 off $50 coupons available. A coupon for $10 off $30 is occasionally offered for Bed Bath & Beyond as a reward as well. You can also earn points if you recycle and your service provider is a participating member.

Savingstar - Link up your grocery reward/discount cards and earn for your regular shopping.

My Points  - Print grocery coupons from their site and receive points that can be redeemed for gift cards. You can also shop online to receive additional rewards.

Shopkick - An awesome new smartphone app that gives you points for walking into stores and even more for purchases at select retailers. Target and a few others also have smartphone scannable coupons on this app. Points can easily be redeemed for gift cards. I have already redeemed $30 this year. 

Ibotta - This iPhone or Android app allows you to get cash pack for purchases of advertised items. After you purchase items just upload a picture of your receipt. Easy peasy. :) Money is easily transferred to your paypal account. Publix is now a participant!!! Not an Ibotta user? Sign up here.

Online Shopping
Ebates - Get cash back for shopping online. Sometimes as much as 15%. That is huge savings and really makes a difference when I do my online Christmas shopping. Retailers even offer special promotion codes just for Ebates members. If you are not a member you can get $5 just for signing up!

Upromise - Save for your children's college future by linking your grocery rewards/savings cards, credit cards or by online shopping. 

Saving on Dining Out
We all love getting a break in the kitchen without breaking the bank. If you live in Florida or Arizona, my favorite way to save is Local Dines - where you can buy gift certificates to your favorite local restaurants at a discount. But don't forget about Groupon, Living Social ($5 added to your account when you sign up!) and Amazon Local not only for dining but also home services like carpet cleaning and repairs too! 

Hope these tips can help you save this Christmas and the rest of the year too! Happy Saving!

(Note: The links in this post are my referral links. Read my disclosure policy here.)

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